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Carruth Data Security Event Information

Carruth Data Security Update

Carruth Compliance Consulting (Carruth) is the third-party administrator that handles 403(b) and 457(b) retirement savings plans for many Oregon school districts, including Centennial School District. On December 21, 2024, Carruth discovered suspicious activity on their computer systems. An investigation revealed that unauthorized access to Carruth’s network occurred in late December 2024, resulting in the compromise of sensitive employee (current and former) data for Carruth’s clients, including Centennial.

 

For more information, please click here to review see Carruth’s Notice of Data Security Event or the Frequently Asked Questions below. 

 

Frequently Asked Questions

  • This incident potentially impacts all staff who have been employed by Centennial between 2008 and today. For this reason, we encourage all current and former (since 2008) employees to take the steps listed below.

  • The information related to individuals that was potentially affected by this event may include employees’ name, Social Security number, and financial account information. In more limited circumstances, it could also include driver's license number, W-2 information, medical billing information (but not medical records), and tax filings.

    • We are working with Carruth to understand the full scope of the incident and to ensure they are taking appropriate steps to mitigate the impact on our employees.

    • We are providing this FAQ and will continue to update it with the latest information as it becomes available.

  • Carruth encourages individuals to remain vigilant for incidents of identity theft and fraud by monitoring their free credit reports and account activity for suspicious activity, and reporting that activity promptly to their financial institution.

    • Enroll in Credit Monitoring and Identity Restoration Services: Carruth is offering free credit monitoring and identity restoration services through IDX. To enroll, please call IDX at (877) 720-7895.

    • Monitor Your Accounts: Regularly review your bank accounts, credit card statements, and other financial accounts for any suspicious activity. If you see anything unusual, report it to your financial institution immediately.

    • Check Your Credit Reports: You are entitled to one free credit report annually from each of the three major credit reporting bureaus (Equifax, Experian, and TransUnion). Click here for www.annualcreditreport.com or call 1-877-322-8228 to order your free reports.  

    • Consider Placing a Fraud Alert or Credit Freeze on your Credit Report: You can place a fraud alert or credit freeze on your credit report to help protect yourself from identity theft. See details below.

    • Report Any Suspicious Activity: If you suspect you are a victim of identity theft, report it to the Federal Trade Commission (FTC) on their website at www.identitytheft.gov or 1-877-ID-THEFT (1-877-438-4338). You should also file a police report.

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    • Fraud Alert: A fraud alert notifies creditors to verify your identity before issuing new credit. You can place an initial fraud alert (lasting one year) or an extended fraud alert (lasting seven years) if you are already a victim of identity theft.

    • Credit Freeze: A credit freeze prevents credit bureaus from releasing your credit report without your explicit consent. This makes it harder for identity thieves to open accounts in your name.

    To place a fraud alert or credit freeze, contact the three major credit reporting bureaus:

  • Individuals with questions regarding this event may call (877) 720-7895, Monday through Friday, from 6:00 am to 6:00 pm Pacific Standard Time (excluding major US holidays).